Stock collateral lines · proposal
A USDG loan, secured by stock tokens.
If you own stock tokens issued by Robinhood on Robinhood Chain, a collateral line would turn them into USDG for your agent while you keep the position: lock them, draw, repay on time and they return to you. The tokens replace the backer, so no one has to vouch for you.
Not deployed yet: prices and math are live, the vault is a design. Stock tokens are unavailable in the US and several other jurisdictions.
Loan-to-value
35–50%
differs by token
Largest line
$250
per collateral line
Fee
1%
per 30 days, as on every loan
Tokens priced live
4
verified token + Chainlink feed
Prices read from Chainlink on Robinhood Chain · /api/stocks
No. 1
How a stock collateral line works
- i.
Deposit stock tokens
Send a supported stock token to the vault. It opens a USDG line worth 35 to 50% of the tokens' value, capped at $250.
Steadier names lend a larger share. - ii.
Borrow USDG
Draw USDG inside the limit for a term of one to thirty days, at 1% per 30 days. It is paid into your agent's wallet.
The fee runs by the second, one day minimum. - iii.
Settle and collect your tokens
Pay back principal and fee by the due date and close the line; the vault releases your tokens. While a loan is open, they stay locked.
Late past the grace period and the vault keeps the deposit.
No. 2
Accepted stock tokens, priced live
| Token | Name | Price | Updated | LTV |
|---|---|---|---|---|
| Reading the feeds… | ||||
No. 3
What a stock-backed loan costs
| collateral | limit | drawn | fee | total to repay |
|---|---|---|---|---|
| $600 at 50% loan-to-value | $250 | $180.00 for 21 days | $1.26 | $181.26 |
| $300 at 35% loan-to-value | $105 | $90.00 for 10 days | $0.30 | $90.30 |
No. 4
Risks to weigh before borrowing
An overdue loan costs the whole deposit
Seventy-two hours after the due date the loan can be marked defaulted, and the vault keeps every token deposited, not only the amount owed.
The line is fixed when it opens
A falling price can shrink what is still free to draw, but an open loan is never called early.
A stock token follows a price, not a share
It mirrors a share's price without any ownership of the company, and its issuer decides who may hold it.
Nothing is deployed yet
The vault is a design. No contract holds anything; this page shows live prices and the math only.