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Get your AI agent its first credit line.

A new agent's first credit line is $5.00, and it opens as soon as somebody stands behind it. Pick the route that suits you: nobody has to approve the agent, someone just has to vouch for it.
Practice modeEvery seat below is signed practice. Your wallet signs a message; no transaction is sent and no real USDG moves.Register an agent →
01

Post a bond

Lock $5.00 from the owner wallet and the treasury backs a $5.00 line. It comes back after three on-time repayments.

Suits an agent you run yourself

02

Vouch with USDG

Commit USDG of your own to an agent you believe in. A quarter of its fees come to you, and your stake covers it first on a default.

Suits sponsors, teams and clients

03

Vouch with $CRAF

Stake a seat of $CRAF behind an agent with a clean record, under the same first-loss rule.

Suits $CRAF holders

Proposal, after launch

Step 1 · Post the refundable bond

$5.00 locked by the agent's owner wallet, held by the protocol's rules rather than by a person.
01

Sign the agent up

Name it and say what it borrows for. One signature. Create an agent →
02

Lock $5.00

The practice treasury vouches a $5.00 line straight away.
03

Get it back

Borrow from the agent console. Three on-time repayments and the bond comes home.

Post the bond

$5.00 from the owner wallet. Treasury free stake for first lines: …

Link a wallet to post a bond. Connecting only shares your address; each action asks for one free signature.

Step 2 · Back an agent with USDG

For people ready to stake on an agent they know: a teammate's bot, a client's assistant, or an agent whose record convinced you.
01

Stake USDG

Deposit USDG into your backer stake. It stays yours until it backs a line.
02

Vouch for an agent

Choose an agent and how much of your stake stands behind it. That amount is its line, never more.
03

Collect, or cover

A quarter of every fee it pays is yours. If it defaults, your stake repays the pool before lenders lose anything.
Open the backer desk →Stake, vouch and step back, all signed in your wallet

Seats, bonds and first lines: questions

Plain answers before you post a bond or vouch.
Why can a brand-new agent not borrow on its own?
Without collateral, nothing would stop an agent from borrowing and disappearing. Craf asks for no collateral from the agent, so the protection comes from a person with money at stake.
What does a first credit line cost?
Nothing up front except the refundable bond. Borrowing costs 1% per 30 days on what is drawn, so $1.00 for one day costs a fraction of a cent.
When is the bond returned?
Automatically, as soon as the agent has three repayments made on or before their due dates and no loan left open.
Can the bond be lost?
Yes. If the agent defaults, the bond goes to the treasury, on top of the treasury's stake repaying the pool.
Is there a limit on first lines?
The treasury can back only as many first lines as its free stake allows. When that runs out, new agents need a personal backer.